The Industry Resource for Payroll Card Updates

PaycardPortal.com is the industry's top resource for payroll and finance professionals to research state laws, compliance issues, implementation, and usage promotion tips for best practices of how and when to deploy paycards in their organizations.

UPDATE:

MasterCard & APA team up for 2009 Payroll Card Benchmarking Study & Survey

The APA and MasterCard are conducting the 2009 Payroll Card Industry Survey & Benchmarking Study. This large-scale study, along with your participation in this survey, will help define current payroll card practices and shape the future direction of the payroll card industry.

Results of this survey, along with an overview of the 2009 APA/MasterCard Payroll Card Industry Benchmarking Study, will be presented exclusively during a panel discussion and forum at the 27th Annual Congress, in Long Beach, CA, on Thursday, May 21, 2009.

Colorado Allows Use of Paycards

Effective August 2008
An employer may deposit wages on a paycard so long as the employee is
(1) provided a free means of access to the entire amount of net pay at least once per pay period, or
(2) may choose an alternative means of payment

Vermont Modifies Position on Paycards

PAYTECH: Feature Article
(April 2008)
Vermont Modifies Position on Paycards

Additional Updates for Minnesota, New Hampshire, and West Virginia on the Resources page.

PAYCARDS: Not Just for the Unbanked Anymore

PAYTECH: Feature Article
(June 2008)
PAYCARDS: Not Just for the Unbanked Anymore

2008 Survey Respondents Say Their Staff Could Benefit from Paycards

Survey Results Article
(July 2008)
APA/rapid! Paycard Survey Results Article

Overview
  • A broad discussion of how and why paycards are used.


  • Advantages
  • Provides a rundown of the numerous benefits that paycards can provide to both employers and employees.


  • Promoting Usage
  • Find methods to encourage employee enrollment


  • Implementing
  • A discussion of the decisions employers will face before putting a paycard option into place.


  • Regulatory Compliance
  • State & Federal compliance issues that employers must obey when using paycards.


  • News Archives
  • Links to news stories on paycards that have appeared in financial magazines and newspapers in recent years.


  • Resources
  • Links to current regulations, state laws, case studies, and white papers published by the Federal Reserve Bank and other organizations.


  • As you explore the use of paycards for your organization, be sure to click on the sponsor buttons on the right side of this page. These valued paycard vendors are dedicated to helping APA pursue its mission of educating the payroll profession and the public, especially in reference to this specific Web site dedicated to paycard information. Reading their information and product offerings will help you become familiar with the various options available for launching a paycard program that will provide the best results for you and your employees.